Owner-builder rules in New Zealand — what can you do yourself?
The Building Act allows owner-builders to carry out restricted building work on their own home without hiring a Licensed Building Practitioner — but with important conditions. Here's exactly what's allowed.
What is restricted building work?
Work that normally requires an LBP
Restricted building work (RBW) is building work that affects:
- The primary structure of a building
- External moisture management (cladding, roofing, windows)
- Fire safety systems
For most homeowners, the most common types are: structural framing, external cladding, roofing, and window installation. Normally, RBW must be carried out or supervised by a Licensed Building Practitioner (LBP) in the relevant licence category.
The owner-builder exemption (Section 90)
You can do it yourself — if you meet the criteria
An owner-builder may carry out restricted building work on their own home without an LBP, provided:
- You own the home
- You live in it (or intend to) as your primary residence
- You personally carry out the work — you cannot hire unlicensed workers to do the restricted work for you
- You obtain the required building consent
- You notify the council that you are using the owner-builder exemption
The 3-year sale restriction
Cannot sell within 3 years without disclosure
If you use the owner-builder exemption, you cannot sell the property within 3 years of the code compliance certificate being issued without disclosing to the purchaser that owner-builder work was carried out.
This disclosure must be made in writing before the sale. The purchaser has a right to know that the work was not carried out or supervised by an LBP.
What you still must do
- Obtain building consent from your local council before starting work
- Ensure all work complies with the Building Code
- Have inspections carried out by the council at required stages
- Apply for a Code Compliance Certificate on completion
- Keep records of what work you did as owner-builder
Work that is not restricted — anyone can do it
Non-restricted work includes:
- Internal non-structural fit-out (linings, insulation, interior doors)
- Tiling, painting, flooring, cabinetry
- Decking (subject to consent requirements)
- Some plumbing (minor repairs and maintenance)
Even for non-restricted work, you still need building consent if the work itself requires consent.
Frequently asked questions
Building and construction professionals: stay across your obligations
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